Speed
Fly through the mortgage process with the utilization of today’s cutting edge technology
Ease
Navigate through the loan process with ease using our next-level app, S1 Connect
Expertise
Explore your financial options with one of the best in the mortgage industry
Meet Our Team

Jose A. Hernandez
Sales Manager
NMLS: 337383
Phone: (619) 279-7424
Email: joseh@s1l.com
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Ever Villarreal
Loan Officer
NMLS: 1204790
Phone: (951) 330-7658
Email: evillarreal@s1l.com
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Annette Hernandez
Senior Loan Officer
NMLS: 918395
Phone: (619) 765-4755
Email: ahernandez@s1l.com
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Daniel Florian
Loan Officer
NMLS: 2458542
Phone: (619) 625-5718
Email: dflorian@s1l.com
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Patty Hurtado
Loan Officer Assistant
NMLS: 1172650
Phone: (619) 833-6853
Email: phurtado@s1l.com
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Start Your Application and Pre-Approval Today
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Calculate payments easily
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Securely scan and upload documents
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See your progress and get updates as you go
See What Our Customers Are Saying
Five-Star Customer Experience
Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.
94.43%
Net Promoter Score
4.89/5
Average customer review rating
96.71%
Average customer satisfaction rate
27,264
Customer reviews since July 2017
What's Your Home Worth?
Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.
- Quick & Easy
- Actionable Data
- Personalized Calculations

Contact Our Branch
861 Harold Place, Suite 304 Chula Vista, CA 91914