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42 Honuhula Street
Kihei, Hawaii 96753

(970) 426-9559

Synergy One Lending has brought The Modern Mortgage Experience™ to Kihei. If you’re looking to buy a home in Kihei or refinance your home, then you have come to the right place.

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Work With Us


Fly through the mortgage process with the utilization of today’s cutting edge technology 



Navigate through the loan process with ease using our next-level app, S1 Connect 



Explore your financial options with one of the best in the mortgage industry


Meet Our Team

Carol Cobia

Loan Officer

NMLS: 104797

Phone: (801) 694-8157


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Billie Cardenas

Loan Officer

NMLS: 286785

Phone: (970) 426-9559


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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying

Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.


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Customer reviews since July 2017

Contact Our Branch

42 Honuhula Street
Kihei, Hawaii 96753

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