Fly through the mortgage process with the utilization of today’s cutting edge technology
Navigate through the loan process with ease using our next-level app, S1 Connect
Expertise
Explore your financial options with one of the best in the mortgage industry
Meet Our Team

Johnny Esquivel
Branch Manager
NMLS: 239084
Phone: (956) 513-7830
Email: jesquivel@s1l.com
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John Esquivel II
Loan Officer
NMLS: 2031355
Phone: (210) 864-5587
Email: j2esquivel@s1l.com
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Jay Esquivel
Loan Officer Assistant
NMLS: 684361
Phone: (956) 232-3715
Email: fesquivel@s1l.com
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Lori De Los Santos
Loan Officer
NMLS: 2356769
Phone: (956) 446-8709
Email: ldelossantos@s1l.com
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Arlene D. Ramos
Loan Officer
NMLS: 2159249
Phone: (956) 742-6407
Email: aramos@s1l.com
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Frank Estringel
Loan Officer
NMLS: 2076293
Phone: (956) 255-5547
Email: festringel@s1l.com
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Vianney Torres
Loan Officer
NMLS: 1369057
Phone: (956) 370-7039
Email: vtorres@s1l.com
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Start Your Application and Pre-Approval Today
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Calculate payments easily
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Securely scan and upload documents
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See your progress and get updates as you go
See What Our Customers Are Saying
Five-Star Customer Experience
Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.
30,142
Customer reviews since July 2017
4.9/5
Average customer review rating
96.87%
Average customer satisfaction rate
94.35%
Net Promoter Score
Contact Our Branch
308 West Nolana Ave. McAllen, TX 78504