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3001 Coffee Rd., Suite 1
Modesto, California 95355

(704) 288-1832

Synergy One Lending has brought The Modern Mortgage Experience™ to Modesto. If you’re looking to buy a home in Modesto or refinance your home, then you have come to the right place.

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Fly through the mortgage process with the utilization of today’s cutting edge technology


Navigate through the loan process with ease using our next-level app, S1 Connect


Explore your financial options with one of the best in the mortgage industry

Meet Our Team

Bob Nutcher Headshot

Bob Nutcher

Branch Manager

NMLS: 236352

Phone: (209) 259-2505


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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying


Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.


Customer reviews since July 2017


Would recommend Synergy One Lending to friends and family


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Contact Our Branch

3001 Coffee Rd., Suite 1
Modesto, California 95355

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