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Visalia BHL

610 W. Ash Street Suite 1505
San Diego, CA 92101

707-332-4604

Synergy One Lending has brought The Modern Mortgage Experience™ to San Diego. If you’re looking to buy a home in San Diego or refinance your home, then you have come to the right place.

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Work With Us

Speed


Fly through the mortgage process with the utilization of today’s cutting edge technology 

  

Ease


Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise


Explore your financial options with one of the best in the mortgage industry

  

Meet Our Team

Christine Ponder

Loan Officer

NMLS: 508488

Phone: 559-280-6080

Email: cponder@s1l.com

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Bryan Honley

Team Loan Officer

NMLS: 1989268

Phone: 559-786-3041

Email: bhonley@s1l.com

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Jeanne Honley

Branch Manager

NMLS: 508400

Phone: 559-280-3711

Email: jhonley@s1l.com

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John Wicks

Loan Officer

NMLS: 2226408

Phone: 562-256-5148

Email: jwicks@s1l.com

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Robby Williamson

Loan Officer

NMLS: 248732

Phone: 559-967-2923

Email: rwilliamson@s1l.com

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Denise Casey

Loan Officer

NMLS: 1703972

Phone: 559-786-1202

Email: dcasey@s1l.com

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Marie Guzman

Loan Officer

NMLS: 215475

Phone: (559) 967-4729

Email: mguzman@s1l.com

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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

Apply Now

See What Our Customers Are Saying

Five-star customer experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

96%
Net Promoter Score
4.91/5
Average customer review rating
97%
Average customer satisfaction rate
52,000
5 Star Customer reviews since Feb 2026

Contact Our Branch

610 W. Ash Street Suite 1505
San Diego, CA 92101



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