Skip to main content

Speed
Ease
Expertise
The difference you can SEE

Click Below to Get Started

200px transparent box
100px transparent box

Speed
Ease
Expertise
The difference you can SEE

Click Below to Get Started

200px transparent box
300px transparent box

First time homebuyers can utilize their positive rental payment history to qualify for a mortgage.

200px transparent box
100px transparent box

First time homebuyers can utilize their positive rental payment history to qualify for a mortgage.

Work With Us

Speed


Fly through the mortgage process with the utilization of today’s cutting edge technology 

  

Ease


Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise


Explore your financial options with one of the best in the mortgage industry

  

Who We Are

Our focus is providing the best experience to the next generation of home buyers while providing unparalleled support for our employees. We’ve created the Modern Mortgage Experience™, allowing buyers to seamlessly purchase or refinance their homes from their smartphone.

Your Homebuying Journey Starts Here

1

Contact an Expert

Find a loan officer to work with and start an application through our mobile app, S1 Connect

2

Get Pre-Qualified

Submit documentation to assess your qualification criteria and approved loan amount

3

Find a Loan Program

Compare loan scenarios and find the best program for your current financial situation

S1 FinFit Logo

The all-in-one personal finance app

S1 FinFit is a FREE app that provides a roadmap to help you reach your financial and lifestyle goals, no matter how big or small!

Guy holding a phone with s1 FinFit on the screen

Credit card icon

Free Credit Monitoring

Home sprout icon

Track your spending

Credit card icon

Thrive with financial tips

HomeBot with Synergy One Lending on an iPad and an iPhone 13

What’s your home worth?

Easily find out your equity position and how much your home is worth by using an automated home value app customized specifically for you.

  • Very Quick and Easy To Do
  • Actionable Data and Info
  • Personalized Calculations
  • Airbnb Rental Potential

Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

94.54%

Net Promoter Score

4.9/5

Average customer review rating

96.73%

Average customer satisfaction rate

28,786

Customer reviews since July 2017

The Modern Mortgage Experience™

Whether you’re looking for the right mortgage on your next home or you’re refinancing your current one, our next-level app, S1 Connect is designed just for you!

Map location icon in s1l brand colors

You have the ability to apply from anywhere

Phone chat icon in s1l brand colors

Track your loan with real-time notifications

Calculator paper money icon in s1l brand colors

Compare various loans to find your best option

S1L Connect Application

*Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only.

Hand and pen icon in s1l brand colors

Safely upload and eSign loan documents

Person at computer icon in s1l brand colors

Easily stay in touch with your loan officer

Computer chat icon in s1l brand colors

View your application from your PC or phone

Our Short Story

meeting group icon in s1l brand colors

Our Leadership

Believes in delighted customers, inspired employees, and a pristine reputation

Love synergy icon in s1l brand colors

Our Vision & Mission

To humanize and modernize the home lending experience for every homebuyer

Shake icon in s1l brand colors

Our Culture

Embodies honesty, transparency, excellence, innovation and empowerment

We Make Mortgages Easy

Person icon in s1l brand colors

Find a Loan Officer

Search for a loan officer or a branch near you

Note icon in s1l brand colors

Apply Now

Start your application and pre-approval today

Get Your Personalized Rate

Provide a few details and we’ll be in touch with your quote.