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1400 Opus Place Executive Towers West 3-Suite 830
Downers Grove, IL 60515

619-804-1443

Synergy One Lending has brought The Modern Mortgage Experience™ to Downers Grove. If you’re looking to buy a home in Downers Grove or refinance your home, then you have come to the right place.

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Work With Us

Speed


Fly through the mortgage process with the utilization of today’s cutting edge technology 

  

Ease


Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise


Explore your financial options with one of the best in the mortgage industry

  

Meet Our Team

Matthew Bennett

Loan Officer

NMLS: 442536

Phone: 636-448-7048

Email: mbennett@s1l.com

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Jordan Frayer

Loan Officer

NMLS: 1703862

Phone: 734-787-9414

Email: jfrayer@s1l.com

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Philip Engel

Loan Officer

NMLS: 1001120

Phone: 314-957-8000

Email: pengel@s1l.com

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Jimmy Koulos

Loan Officer

NMLS: 237689

Phone: 815-436-0500

Email: jkoulos@s1l.com

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Conor Riley

Loan Officer

NMLS: 2170161

Phone: 315-705-5420

Email: criley@s1l.com

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Samuel Alvelo

Loan Officer

NMLS: 2378439

Phone: 626-676-7718

Email: salvelo@s1l.com

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Brady Schanuel

Jr. Loan Officer

NMLS: 2800296

Phone: 618-420-2915

Email: bschanuel@s1l.com

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Stephen McGinnis

Team Loan Officer

NMLS: 1275547

Phone: 773-351-2447

Email: smcginnis@s1l.com

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Joe Paterna

Branch Manager

NMLS: 272746

Phone: 619-804-1443

Email: jpaterna@s1l.com

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Mark Oakden

Loan Officer

NMLS: 370259

Phone: 612-685-6275

Email: moakden@s1l.com

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Matt McGinnis

Regional Sales Manager

NMLS: 785309

Phone: 773-351-0401

Email: mmcginnis@s1l.com

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Sean Dooley

Sales Manager

NMLS: 559092

Phone: (314) 680-8632

Email: sean.dooley@s1l.com

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Julia Mindy

Jr. Loan Officer

Phone: (708) 701-3364

Email: jmindy@s1l.com

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Melaina Koulos

Jr. Loan Officer

Phone: (630) 618-8214

Email: mkoulos@s1l.com

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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

Apply Now

See What Our Customers Are Saying

Five-star customer experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

96%
Net Promoter Score
4.91/5
Average customer review rating
97%
Average customer satisfaction rate
52,000
5 Star Customer reviews since Feb 2026

Contact Our Branch

1400 Opus Place Executive Towers West 3-Suite 830
Downers Grove, IL 60515



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