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DivCap Funding

3425 Coffee Rd. Suite 2-C
Modesto , CA 95355

925-577-3898

Synergy One Lending has brought The Modern Mortgage Experience™ to Modesto . If you’re looking to buy a home in Modesto or refinance your home, then you have come to the right place.

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Work With Us

Speed


Fly through the mortgage process with the utilization of today’s cutting edge technology 

  

Ease


Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise


Explore your financial options with one of the best in the mortgage industry

  

Meet Our Team

George St. Amant

Branch Manager

NMLS: 272793

Phone: 925-577-3898

Email: george@divcap.net

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Karen Schenone

Branch Manager

NMLS: 273955

Phone: (408) 888-3975

Email: Karen@divcap.net

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Natalie Moles

Loan Officer

NMLS: 959573

Phone: (408) 489-9247

Email: Natalie@divcap.net

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Patricia Jenab

Loan Officer

NMLS: 288283

Phone: 510-386-0830

Email: pjenab@divcap.net

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Bryan Frediani

Sales Manager

NMLS: 958813

Phone: (408) 314-1491

Email: bfrediani@divcap.net

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Anna M. Gable

Loan Officer

NMLS: 1284410

Phone: (209) 482-8154

Email: agable@s1l.com

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Karla Hernandez

Loan Officer

NMLS: 880190

Phone: (707) 812-0758

Email: Karla@divcap.net

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Connie Chronis

Senior Loan Officer

NMLS: 283060

Phone: (650) 823-3851

Email: cchronis@divcap.net

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Dan Divine

Loan Officer

NMLS: 286863

Phone: (650) 208-1187

Email: Dan@divcap.net

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Patricia Hensley

Loan Officer

NMLS: 273265

Phone: (408) 334-1345

Email: phensley@divcap.net

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Nancy Cole

Loan Officer

NMLS: 473720

Phone: 831-325-3555

Email: nancycole@divcap.net

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Nancy Simon

Loan Officer

NMLS: 284975

Phone: (650) 823-1962

Email: nsimon@divcap.net

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Roni Gonzalez

Loan Officer

NMLS: 268702

Phone: (209) 914-0964

Email: roni@divcap.net

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Amanda Stacy

Loan Officer/Loan Officer Assistant

NMLS: 1868775

Phone: (408) 661-9749

Email: Amanda@divcap.net

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Vernon Etter

Loan Officer

NMLS: 274240

Phone: (408) 891-8021

Email: Vernon@divcap.net

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Carla Mullins

Loan Officer

NMLS: 286401

Phone: (408) 314-8471

Email: carla@divcap.net

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Yvonne Hemmingsen

Loan Officer

Phone: (925) 683-4521

Email: yvonne@divcap.net

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Barbara Cadman

Loan Officer

NMLS: 270636

Phone: (408) 460-1905

Email: Barbara@divcap.net

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Heather Gold

Loan Partner

NMLS: 1382413

Phone: (949) 558-0893

Email: hgold@divcap.net

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Bev Blok

Operations Manager

Phone: (650) 279-4970

Email: bblok@divcap.net

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Robin Bikul

Loan Officer/Senior Loan Processor

NMLS: 632309

Phone: (408) 891-4373

Email: Robin@divcap.net

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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying

Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

94.46%

Net Promoter Score

4.89/5

Average customer review rating

96.61%

Average customer satisfaction rate

30,805

Customer reviews since July 2017

Contact Our Branch

3425 Coffee Rd. Suite 2-C
Modesto , CA 95355



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