Speed
Fly through the mortgage process with the utilization of today’s cutting edge technology
Ease
Navigate through the loan process with ease using our next-level app, S1 Connect
Expertise
Explore your financial options with one of the best in the mortgage industry
Meet Our Team

George St. Amant
Branch Manager
NMLS: 272793
Phone: 925-577-3898
Email: george@divcap.net
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Karen Schenone
Branch Manager
NMLS: 273955
Phone: (408) 888-3975
Email: Karen@divcap.net
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Natalie Moles
Loan Officer
NMLS: 959573
Phone: (408) 489-9247
Email: Natalie@divcap.net
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Bryan Frediani
Sales Manager
NMLS: 958813
Phone: (408) 314-1491
Email: bfrediani@divcap.net
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Karla Hernandez
Loan Officer
NMLS: 880190
Phone: (707) 812-0758
Email: Karla@divcap.net
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Connie Chronis
Senior Loan Officer
NMLS: 283060
Phone: (650) 823-3851
Email: cchronis@divcap.net
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Patricia Hensley
Loan Officer
NMLS: 273265
Phone: (408) 334-1345
Email: phensley@divcap.net
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Amanda Stacy
Loan Officer/Loan Officer Assistant
NMLS: 1868775
Phone: (408) 661-9749
Email: Amanda@divcap.net
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Barbara Cadman
Loan Officer
NMLS: 270636
Phone: (408) 460-1905
Email: Barbara@divcap.net
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Robin Bikul
Loan Officer/Senior Loan Processor
NMLS: 632309
Phone: (408) 891-4373
Email: Robin@divcap.net
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Start Your Application and Pre-Approval Today
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Calculate payments easily
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Securely scan and upload documents
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See your progress and get updates as you go
See What Our Customers Are Saying
Five-Star Customer Experience
Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.
94.46%
Net Promoter Score
4.89/5
Average customer review rating
96.61%
Average customer satisfaction rate
30,805
Customer reviews since July 2017
Contact Our Branch
3425 Coffee Rd. Suite 2-C Modesto , CA 95355