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Mission Valley

3131 Camino Del Rio N., Ste. 150
San Diego, California 92108


Synergy One Lending has brought The Modern Mortgage Experience™ to San Diego. If you’re looking to buy a home in San Diego or refinance your home, then you have come to the right place.

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Fly through the mortgage process with the utilization of today’s cutting edge technology 



Navigate through the loan process with ease using our next-level app, S1 Connect 



Explore your financial options with one of the best in the mortgage industry


Meet Our Team

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James S. Carmody

Branch Manager

NMLS: 308051

Phone: (858) 525-3086


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Joel Berman

Loan Officer

NMLS: 653795

Phone: (619) 279-2935


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Nick Torres

Loan Officer

Phone: (619) 625-5748


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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying

Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.


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Customer reviews since July 2017

What's Your Home Worth?

Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.

  • Quick & Easy
  • Actionable Data
  • Personalized Calculations
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Contact Our Branch

3131 Camino Del Rio N., Ste. 150
San Diego, California 92108

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