Mission Valley – Synergy One Lending Skip to main content

Mission Valley

3131 Camino Del Rio N., Ste. 150
San Diego, California 92108

858-222-8772

Synergy One Lending has brought The Modern Mortgage Experience™ to San Diego. If you’re looking to buy a home in San Diego or refinance your home, then you have come to the right place.

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Work With Us

Speed

Fly through the mortgage process with the utilization of today’s cutting edge technology 

  
Ease

Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise

Explore your financial options with one of the best in the mortgage industry

  

Meet Our Team

james carmody headshot

James S. Carmody

Branch Manager

NMLS: 308051

Phone: (858) 525-3086

Email: jcarmody@s1l.com

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Dreama Brown Headshot

Dreama Brown

Loan Officer

NMLS: 512330

Phone: (619) 890-3037

Email: dbrown@s1l.com

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Joel Berman

Loan Officer

NMLS: 653795

Phone: (619) 279-2935

Email: jberman@s1l.com

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Nicholas Kalbaugh

Loan Officer

NMLS: 1895161

Phone: (619) 375-2607

Email: nkalbaugh@s1l.com

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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying

Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

28,682

Customer reviews since July 2017

4.9/5

Average customer review rating

96.82%

Average customer satisfaction rate

94.33%

Net Promoter Score

What's Your Home Worth?

Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.

  • Quick & Easy
  • Actionable Data
  • Personalized Calculations
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Contact Our Branch

3131 Camino Del Rio N., Ste. 150
San Diego, California 92108


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