Speed
Fly through the mortgage process with the utilization of today’s cutting edge technology
Fly through the mortgage process with the utilization of today’s cutting edge technology
Ease
Navigate through the loan process with ease using our next-level app, S1 Connect
Navigate through the loan process with ease using our next-level app, S1 Connect
Expertise
Explore your financial options with one of the best in the mortgage industry
Meet Our Team
James S. Carmody
Branch Manager
NMLS: 308051
Phone: (858) 525-3086
Email: jcarmody@s1l.com
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Nicholas Kalbaugh
Loan Officer
NMLS: 1895161
Phone: (619) 375-2607
Email: nkalbaugh@s1l.com
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Start Your Application and Pre-Approval Today
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Calculate payments easily
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Securely scan and upload documents
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See your progress and get updates as you go
See What Our Customers Are Saying
Five-Star Customer Experience
Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.
30,142
Customer reviews since July 2017
4.89/5
Average customer review rating
96.69%
Average customer satisfaction rate
94.33%
Net Promoter Score
What's Your Home Worth?
Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.
- Quick & Easy
- Actionable Data
- Personalized Calculations
Contact Our Branch
3131 Camino Del Rio N., Ste. 150 San Diego, California 92108