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Modesto

3425 Coffee Rd., Suite 2-C
Modesto, California 95355

(209) 872-5418

Synergy One Lending has brought The Modern Mortgage Experience™ to Modesto. If you’re looking to buy a home in Modesto or refinance your home, then you have come to the right place.

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Speed


Fly through the mortgage process with the utilization of today’s cutting edge technology 

  

Ease


Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise


Explore your financial options with one of the best in the mortgage industry

  

Meet Our Team

Brandi Elgen

Producing Branch Manager

NMLS: 1213496

Phone: (209) 872-5418

Email: belgen@s1l.com

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Christy Nemec

Loan Officer

NMLS: 283803

Phone: (209) 968-4716

Email: christyn@s1l.com

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Cindy Williams

Loan Officer

NMLS: 289339

Phone: (209) 353-4777

Email: cwilliams@s1l.com

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Adriana Oropeza

Loan Officer

NMLS: 1428077

Phone: (209) 502-0364

Email: aoropeza@s1l.com

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Nick Maynard Loan Officer at Synergy One Lending S1L

Nick Maynard

Senior Loan Officer

NMLS: 220888

Phone: (209) 505-6629

Email: nmaynard@s1l.com

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Alyssa Rudel

Loan Officer

NMLS: 244869

Phone: (209) 391-7384

Email: arudel@s1l.com

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Diana Gudino-Criswell

Loan Officer

NMLS: 1112409

Phone: (209) 287-0857

Email: dgudino-criswell@s1l.com

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Natalie Moles

Loan Officer

NMLS: 959573

Phone: (408) 489-9247

Email: nmoles@s1l.com

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Patricia Jenab

Loan Officer

NMLS: 288283

Phone: 510-386-0830

Email: pjenab@s1l.com

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Bryan Frediani

Sales Manager

NMLS: 958813

Phone: (408) 314-1491

Email: bfrediani@s1l.com

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Anna M. Gable

Loan Officer

NMLS: 1284410

Phone: (209) 482-8154

Email: agable@s1l.com

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Karla Hernandez

Loan Officer

NMLS: 880190

Phone: (707) 812-0758

Email: khernandez@s1l.com

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Connie Chronis

Senior Loan Officer

NMLS: 283060

Phone: (650) 823-3851

Email: cchronis@s1l.com

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Dan Divine

Loan Officer

NMLS: 286863

Phone: (650) 208-1187

Email: ddivine@s1l.com

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Patricia Hensley

Loan Officer

NMLS: 273265

Phone: (408) 334-1345

Email: phensley@s1l.com

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Nancy Cole

Loan Officer

NMLS: 473720

Phone: 831-325-3555

Email: ncole@s1l.com

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Nancy Simon

Loan Officer

NMLS: 284975

Phone: (650) 823-1962

Email: nsimon@s1l.com

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Roni Gonzalez

Loan Officer

NMLS: 268702

Phone: (209) 914-0964

Email: ronigonzalez@s1l.com

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Amanda Stacy

Loan Officer/Loan Officer Assistant

NMLS: 1868775

Phone: (408) 661-9749

Email: astacy@s1l.com

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Vernon Etter

Loan Officer

NMLS: 274240

Phone: (408) 891-8021

Email: vetter@s1l.com

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Carla Mullins

Loan Officer

NMLS: 286401

Phone: (408) 314-8471

Email: cmullins@s1l.com

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Yvonne Hemmingsen

Loan Officer

Phone: (925) 683-4521

Email: yhemmingsen@s1l.com

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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying

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Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

94.46%

Net Promoter Score

4.89/5

Average customer review rating

96.61%

Average customer satisfaction rate

30,805

Customer reviews since July 2017

What's Your Home Worth?

Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.

  • Quick & Easy
  • Actionable Data
  • Personalized Calculations
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Contact Our Branch

3425 Coffee Rd., Suite 2-C
Modesto, California 95355



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