Fly through the mortgage process with the utilization of today’s cutting edge technology
Navigate through the loan process with ease using our next-level app, S1 Connect
Expertise
Explore your financial options with one of the best in the mortgage industry
Meet Our Team

Christy Balsbaugh
Senior Loan Officer
NMLS: 283803
Phone: (209) 968-4716
Email: christyb@s1l.com
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Cindy Williams
Loan Officer
NMLS: 289339
Phone: (209) 353-4777
Email: cwilliams@s1l.com
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Adriana Oropeza
Loan Officer
NMLS: 1428077
Phone: (209) 301-8845
Email: aoropeza@s1l.com
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Nick Maynard
Senior Loan Officer
NMLS: 220888
Phone: (209) 505-6629
Email: nmaynard@s1l.com
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Jennifer Romero
Loan Officer
NMLS: 187744
Phone: (209) 988-4654
Email: JRomero@s1l.com
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Sara Maiale
Junior Loan Officer
NMLS: 1940950
Phone: (734) 363-4713
Email: smaiale@s1l.com
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Start Your Application and Pre-Approval Today
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Calculate payments easily
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Securely scan and upload documents
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See your progress and get updates as you go
See What Our Customers Are Saying
" "Five-Star Customer Experience
Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.
25,096
Customer reviews since July 2017
4.89/5
Average customer review rating
96.68%
Average customer satisfaction rate
What's Your Home Worth?
Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.
- Quick & Easy
- Actionable Data
- Personalized Calculations

Contact Our Branch
3425 Coffee Rd., Suite 2-C Modesto, California 95355