Skip to main content


3425 Coffee Rd., Suite 2-C
Modesto, California 95355

(209) 872-5418

Synergy One Lending has brought The Modern Mortgage Experience™ to Modesto. If you’re looking to buy a home in Modesto or refinance your home, then you have come to the right place.

Driving Directions

Apply Now Contact

Work With Us


Fly through the mortgage process with the utilization of today’s cutting edge technology 



Navigate through the loan process with ease using our next-level app, S1 Connect 



Explore your financial options with one of the best in the mortgage industry


Meet Our Team

Brandi Elgen

Producing Branch Manager

NMLS: 1213496

Phone: (209) 872-5418


Visit Website

Christy Balsbaugh

Loan Officer

NMLS: 283803

Phone: (209) 968-4716


Visit Website

Cindy Williams

Loan Officer

NMLS: 289339

Phone: (209) 353-4777


Visit Website

Adriana Oropeza

Loan Officer

NMLS: 1428077

Phone: (209) 502-0364


Visit Website
Nick Maynard Loan Officer at Synergy One Lending S1L

Nick Maynard

Senior Loan Officer

NMLS: 220888

Phone: (209) 505-6629


Visit Website

Alyssa Rudel

Loan Officer

NMLS: 244869

Phone: (209) 391-7384


Visit Website

Kathleen Wyant

Team Loan Officer

NMLS: 1027050

Phone: (209) 600-4869


Visit Website

Diana Gudino-Criswell

Loan Officer

NMLS: 1112409

Phone: (209) 287-0857


Visit Website

Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

Apply Now

See What Our Customers Are Saying


Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.


Net Promoter Score


Average customer review rating


Average customer satisfaction rate


Customer reviews since July 2017

What's Your Home Worth?

Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.

  • Quick & Easy
  • Actionable Data
  • Personalized Calculations
App image

Contact Our Branch

3425 Coffee Rd., Suite 2-C
Modesto, California 95355

    map of branch address