Fly through the mortgage process with the utilization of today’s cutting edge technology
Navigate through the loan process with ease using our next-level app, S1 Connect
Expertise
Explore your financial options with one of the best in the mortgage industry
Meet Our Team

Christy Balsbaugh
Loan Officer
NMLS: 283803
Phone: (209) 968-4716
Email: christyb@s1l.com
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Cindy Williams
Loan Officer
NMLS: 289339
Phone: (209) 353-4777
Email: cwilliams@s1l.com
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Adriana Oropeza
Loan Officer
NMLS: 1428077
Phone: (209) 301-8845
Email: aoropeza@s1l.com
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Jennifer Romero
Loan Officer
NMLS: 187744
Phone: (209) 988-4654
Email: JRomero@s1l.com
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Kathleen Wyant
Team Loan Officer
NMLS: 1027050
Phone: (209) 600-4869
Email: kwyant@s1l.com
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Jennifer Antrim
Loan Officer
NMLS: 1200538
Phone: (209) 865-1407
Email: jantrim@s1l.com
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Start Your Application and Pre-Approval Today
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Calculate payments easily
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Securely scan and upload documents
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See your progress and get updates as you go
See What Our Customers Are Saying
" "Five-Star Customer Experience
Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.
30,142
Customer reviews since July 2017
4.9/5
Average customer review rating
96.87%
Average customer satisfaction rate
94.35%
Net Promoter Score
What's Your Home Worth?
Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.
- Quick & Easy
- Actionable Data
- Personalized Calculations

Contact Our Branch
3425 Coffee Rd., Suite 2-C Modesto, California 95355