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San Diego

610 W. Ash Street Suite 1505
San Diego, California 92101


Synergy One Lending has brought The Modern Mortgage Experience™ to San Diego. If you’re looking to buy a home in San Diego or refinance your home, then you have come to the right place.

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Fly through the mortgage process with the utilization of today’s cutting edge technology 



Navigate through the loan process with ease using our next-level app, S1 Connect 



Explore your financial options with one of the best in the mortgage industry


Meet Our Team

Jim Potts

Branch Manager

NMLS: 227144

Phone: (760) 337-8100


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Michael Cooper

Loan Officer

NMLS: 1860819

Phone: (619) 377-1043


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Joel Kemp

Loan Officer

NMLS: 209083

Phone: (619) 377-1016


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David Bonanno

Branch Manager

NMLS: 349501

Phone: (909) 268-1604


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Tammy Castro

Training and Development Specialist

NMLS: 1881501

Phone: (385) 340-4801


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Karen Cimera

Sales Manager

NMLS: 181709

Phone: (408) 506-0542


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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying

Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.


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Customer reviews since July 2017

What's Your Home Worth?

Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.

  • Quick & Easy
  • Actionable Data
  • Personalized Calculations
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Contact Our Branch

610 W. Ash Street Suite 1505
San Diego, California 92101

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