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San Diego

610 W. Ash Street Suite 1505
San Diego, California 92101

888-995-1256

Synergy One Lending has brought The Modern Mortgage Experience™ to San Diego. If you’re looking to buy a home in San Diego or refinance your home, then you have come to the right place.

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Work With Us

Speed


Fly through the mortgage process with the utilization of today’s cutting edge technology 

  

Ease


Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise


Explore your financial options with one of the best in the mortgage industry

  

Meet Our Team

Jim Potts

Branch Manager

NMLS: 227144

Phone: (760) 337-8100

Email: jpotts@s1l.com

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Michael Cooper

Loan Officer

NMLS: 1860819

Phone: (619) 377-1043

Email: mcooper@s1l.com

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Joel Kemp

Loan Officer

NMLS: 209083

Phone: (619) 377-1016

Email: jkemp@s1l.com

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David Bonanno

Branch Manager

NMLS: 349501

Phone: (909) 268-1604

Email: dbonanno@s1l.com

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Brenda Brand-Straubel

Loan Officer

NMLS: 111075

Phone: (971) 218-2694

Email: bbrandstraubel@s1l.com

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Tammy Castro

Training and Development Specialist

NMLS: 1881501

Phone: (385) 340-4801

Email: tcastro@s1l.com

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Karen Cimera

Sales Manager

NMLS: 181709

Phone: (408) 506-0542

Email: kcimera@s1l.com

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Zach Kwakenat

Area Manager

NMLS: 400966

Phone: (952) 210 0093

Email: zkwakenat@s1l.com

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Brett Toyne

VP, Production

Phone: (612) 710-9463

Email: btoyne@s1l.com

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Crystal Santos

Sales Manager

Phone: (847) 414-1458

Email: csantos@s1l.com

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Matt Keyes

Concierge Loan Officer

Phone: (801) 614-4588

Email: mkeyes@s1l.com

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Danielle Mahon

Sales Manager

NMLS: 1623790

Phone: (847) 989-7709

Email: dmahon@s1l.com

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Al Frederick

Area Manager

NMLS: 462432

Phone: (847) 344-5124

Email: afrederick@s1l.com

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Walter Hajduk

Loan Officer

Phone: (630) 531-4100

Email: whajduk@s1l.com

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Michael Gjata

Loan Officer

Phone: (847) 276-0638

Email: mgjata@s1l.com

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Curt Platt

Sr Loan Officer

Phone: (941) 914-7676

Email: cplatt@s1l.com

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Kevin Scott

Senior Loan Officer

NMLS: 1449925

Phone: (708) 275-3307

Email: kscott@s1l.com

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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying

Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

94.54%

Net Promoter Score

4.9/5

Average customer review rating

96.73%

Average customer satisfaction rate

28,786

Customer reviews since July 2017

What's Your Home Worth?

Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.

  • Quick & Easy
  • Actionable Data
  • Personalized Calculations
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Contact Our Branch

610 W. Ash Street Suite 1505
San Diego, California 92101


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