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Santa Barbara

1250 Coast Village Rd., Suite G
Santa Barbara, California 93108

(805) 451-3404

Synergy One Lending has brought The Modern Mortgage Experience™ to Santa Barbara. If you’re looking to buy a home in Santa Barbara or refinance your home, then you have come to the right place.

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Fly through the mortgage process with the utilization of today’s cutting edge technology


Navigate through the loan process with ease using our next-level app, S1 Connect


Explore your financial options with one of the best in the mortgage industry

Meet Our Team

Jovan Obando

VP, Production

NMLS: 404698

Phone: (805) 403-7523


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Scott Bradley

Branch Manager

NMLS: 260962

Phone: (805) 403-4012


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Jasun Carter

Branch Manager

NMLS: 393484

Phone: (805) 451-3404


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Ed Soto

Senior Loan Officer

NMLS: 633117

Phone: (805) 689-7612


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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

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See What Our Customers Are Saying


Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.


Customer reviews since July 2017


Would recommend Synergy One Lending to friends and family


Average customer review rating


Average customer satisfaction rate

What's Your Home Worth?

Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.

  • Quick & Easy
  • Actionable Data
  • Personalized Calculations
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Contact Our Branch

1250 Coast Village Rd., Suite G
Santa Barbara, California 93108

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