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Twin Cities

610 W. Ash Street Suite 1505
San Diego, CA 92101

651-324-5431

Synergy One Lending has brought The Modern Mortgage Experience™ to San Diego. If you’re looking to buy a home in San Diego or refinance your home, then you have come to the right place.

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Work With Us

Speed


Fly through the mortgage process with the utilization of today’s cutting edge technology 

  

Ease


Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise


Explore your financial options with one of the best in the mortgage industry

  

Meet Our Team

Patrick Mcleod

Loan Officer

NMLS: 23270

Phone: 248-515-3226

Email: pmcleod@s1l.com

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Jesse Arredondo

Loan Officer

NMLS: 400735

Phone: 612-695-2105

Email: jarredondo@s1l.com

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Mark Oakden

Loan Officer

NMLS: 370259

Phone: 612-685-6275

Email: moakden@s1l.com

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Brady Mergenthal

Branch Manager

NMLS: 400235

Phone: 651-324-5431

Email: bmergenthal@s1l.com

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Helen Caverson

Loan Officer

NMLS: 444453

Phone: 231-510-1826

Email: hcaverson@s1l.com

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Jennifer Vogel

Loan Officer Assistant

NMLS: 2041828

Phone: (612) 231-1547

Email: jvogel@s1l.com

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Kevin Jaunich

Sales Manager

NMLS: 348636

Phone:

Email: kjaunich@s1l.com

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Start Your Application and Pre-Approval Today

  • Calculate payments easily

  • Securely scan and upload documents

  • See your progress and get updates as you go

Apply Now

See What Our Customers Are Saying

Five-star customer experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

96%
Net Promoter Score
4.91/5
Average customer review rating
97%
Average customer satisfaction rate
52,000
5 Star Customer reviews since Feb 2026

Contact Our Branch

610 W. Ash Street Suite 1505
San Diego, CA 92101



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