Brian Driscoll

A Tufts University Economics graduate and Scotsman Guide top producer, Brian Driscoll has been helping self-employed borrowers, first-time buyers, and real estate investors close in Massachusetts, New Hampshire, Rhode Island, Florida, and South Carolina since 1996. Based in Danvers, Massachusetts, Brian is a Sales Manager at Synergy One Lending, NMLS #1907235, NMLS #22482, serving buyers across Essex County and the North Shore with a practice built on financing strategy, offer positioning, and the kind of creative loan structuring that turns complicated situations into closed transactions.

Brian is one of a small number of loan officers in the greater Boston area who treats offer strategy as part of his job. In today’s Massachusetts market, how an offer is structured is sometimes as important as the financing behind it. Brian works directly with buyers and their agents to evaluate appraisal gap strategies, accelerated closing timelines, and creative use and occupancy arrangements. He connects with listing agents personally to advocate for his clients and reinforce the strength of the financing. That last step is not standard. Brian does it anyway.

The two deals Brian points to most often say everything about his technical range. The first: a pair of first-time buyers with a clear payment target that the numbers would not reach without creativity. Brian structured a seller-paid 2-1 buydown, bringing their rate down 2% in year one and 1% in year two, putting their payment exactly where they needed it from day one, with a built-in refinancing strategy if rates dropped and unused buydown funds applied to principal paydown if they did not. The second: a jumbo refinance for a self-employed borrower with multiple LLCs, multiple properties, significant write-offs, and a ski home construction loan in New Hampshire. Brian layered a jumbo AUS program with an asset depletion approach using retirement funds to bring the DTI inside the line. Two very different files. Same result: closed.

For self-employed borrowers and business owners in Essex County and across Massachusetts, Brian offers a level of technical depth in income analysis and documentation strategy that most loan officers do not. He adapts to each client, simplifying when the situation calls for it and going deep into the details when that is what the file requires.

When he is not working, Brian is out on the water around Cape Ann, cycling, playing tennis or pickleball, or organizing something that needs it. He loves the history and the seasons of Massachusetts and holds a particular attachment to the Annisquam River and Gloucester harbor on the North Shore.

Brian Driscoll serves buyers throughout Essex County, the North Shore, and statewide across Massachusetts, New Hampshire, Rhode Island, Florida, and South Carolina. NMLS #22482.