Cheryl LeDuc

For more than 20 years, Cheryl LeDuc has been helping first-time buyers, move-up families, and relocating borrowers navigate the mortgage process in Burlington, Vermont and throughout the state. A Senior Loan Officer at Synergy One Lending, NMLS #1907235, NMLS #32801, Cheryl is a Bryant College graduate known for absolute availability, expert file review, and a personal standard she has held throughout her career: she will not submit a loan application unless she is 100% certain it will close.

That standard matters in a market where borrowers are emotionally invested in an outcome and cannot afford to have a loan application sink their purchase. Cheryl does the work upfront. She reviews the file, identifies every risk, and solves the problems before anything is submitted. The result is a reputation across Vermont for getting loans across the finish line, even when the borrower has struggled elsewhere.

One of Cheryl’s most meaningful closings involved a young first-time buyer who could not find financing anywhere. The credit score was the problem. Rather than sending the buyer away, Cheryl helped them build a credit repair plan, stayed in the relationship, and financed their home when they were ready. Nobody else took the time. That is the kind of work Cheryl finds most rewarding.

Cheryl’s practice spans first-time buyers, families making a move-up purchase, and borrowers relocating to Vermont. She is known by clients and referral partners alike for availability at any time of day, patience in explaining the process, and genuine expertise that shows up in the details. Her goal is not just to originate loans. It is to make lifelong connections with the people she serves.

When she is not working, Cheryl enjoys boating on Lake Champlain, traveling, working out, and home decorating. She has lived in Vermont throughout her career and values the community her friends and family are part of.

Cheryl LeDuc serves buyers in Burlington, Vermont and throughout the state. NMLS #32801. Reach out to start a conversation about buying, moving up, or refinancing in Vermont.