JD McCoy • Synergy One Lending

About Me

Jonathan McCoy

Senior Mortgage Banker | Synergy One Lending

Jonathan McCoy is an accomplished Senior Mortgage Banker with over 16 years of

experience in the mortgage and finance industry. A consistent top producer, he is

recognized for his ability to deliver strategic, results-driven lending solutions tailored to

each client’s unique goals. At Synergy One Lending, Jonathan specializes in new

construction loans, DSCR (Debt Service Coverage Ratio) loans, as well as VA, FHA,

and Conventional financing.

Throughout his career, Jonathan has held leadership and production roles at respected

financial institutions, including The Federal Savings Bank and Goldwater Bank N.A.,

where he consistently ranked among top performers. His extensive knowledge of

lending guidelines, market trends, and underwriting processes allows him to provide

clients with expert guidance and a streamlined mortgage experience.

Dedicated to professionalism, transparency, and service excellence, Jonathan partners

with clients to ensure they are informed and confident throughout every stage of the

lending process. Whether assisting first-time homebuyers or experienced investors, he

remains focused on delivering dependable results and long-term financial value.

Phone: (216) 924-6579

Email: jmccoy@s1l.com

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Start your application, get prequalified, securely upload documents and message me using my web and mobile app.

At Synergy One Lending, we’re dedicated to client satisfaction. See what my clients have to say about me!