Mark R. Chaffee, CMP

With more than 30 years of experience structuring home loans for families across Vermont and New England, Certified Mortgage Professional Mark R. Chaffee has closed over $1 billion in mortgage volume helping first-time buyers, move-up families, and investors navigate one of the most complex financial decisions of their lives. Based in Colchester, Vermont and licensed in VT, NH, MA, CT, ME, and FL, Mark serves clients throughout Chittenden County and beyond as a Senior Mortgage Advisor with Synergy One Lending, NMLS #1907235, NMLS #22659. His specialty spans conventional loans, FHA loans, VA loans, jumbo mortgages, and investment property financing, with a particular focus on creative loan structures that solve problems other lenders walk away from.

Mark earned his Certified Mortgage Professional designation through the Vermont Mortgage Bankers Association, one of a small number of loan officers in Vermont to hold this credential. He graduated from the University of Vermont and has spent his entire career serving the communities he knows best. That local knowledge runs deep in Chittenden County, where he has helped hundreds of families buy, refinance, and build long-term financial stability through homeownership.

What separates Mark from other Vermont mortgage loan officers is his willingness to engineer a solution when the straightforward path is blocked. One deal that stays with him: a borrower who needed to qualify for a new home before their current home sold. In a competitive Vermont market where timing is everything, Mark structured a loan that made the move possible, got the offer accepted, and closed the transaction cleanly. That kind of problem-solving is what clients in Colchester, Burlington, South Burlington, and across Chittenden County come back to him for again and again.

Mark has spent 30 years watching buyers lose money by paying discount points for a rate reduction without running the break-even math first. He walks every client through that calculation before they commit to anything, making sure the financing structure actually serves their long-term goals rather than just looking good on paper. Pre-approval is always the starting point, but understanding all available options is the conversation Mark insists on having first.

When he is not working with borrowers across Vermont and New Hampshire, Mark can be found on the pickleball court, out on the water boating, or reading. He spends summers in Vermont and winters in Florida, giving him a practical understanding of both markets and the lifestyle decisions that often drive relocation and refinancing conversations.

Mark R. Chaffee is licensed in Vermont, New Hampshire, Massachusetts, Connecticut, Maine, and Florida. He serves borrowers throughout Chittenden County, including Colchester, Burlington, South Burlington, Williston, Essex, and Shelburne, as well as clients statewide across Vermont. Ready to talk through your options for buying or refinancing in Vermont or New Hampshire? Contact Mark R. Chaffee at Synergy One Lending. NMLS #22659.