Patty Gabriel

A CHAPA-certified first-time homebuyer counselor and Scotsman Guide Top 1% originator, Patty Gabriel has been helping families across Massachusetts achieve homeownership for more than 25 years. Based in Beverly, Massachusetts and serving clients throughout the North Shore and statewide across MA and NH, Patty is a Senior Loan Officer at Synergy One Lending, NMLS #1907235, NMLS #23010. She specializes in FHA loans, conventional loans, VA loans, and complex purchase transactions for first-time buyers, move-up families, and veterans across Essex County and beyond.

Patty is one of the most credentialed and recognized loan officers on the Massachusetts North Shore. She earned Scotsman Guide Top 1% of originators nationally in 2020, 2021, and 2022, and was named North Shore Realtors Affiliate of the Year. Her CHAPA certification as a first-time homebuyer counselor and educator means she does not just originate loans for first-time buyers — she teaches them. That distinction matters in a market where buyers often enter the process confused about what they can afford, what programs are available, and what to expect at the closing table.

What clients in Beverly, Salem, Gloucester, and across the North Shore consistently say about Patty: she is available. Day or night. She does not disappear after the application is submitted. Attention to detail and communication throughout the loan process are the things clients thank her for most, and after nearly 30 years in the industry, that reputation is built on thousands of transactions, not marketing copy. Some of the first-time buyers Patty helped early in her career are now sending their own children to her for their first mortgage.

Patty’s approach starts before the search begins. She makes sure every client knows their numbers and their comfort level before they walk into a single open house. That upfront clarity prevents the most common and costly mistake North Shore homebuyers make: falling in love with a home before understanding the full financial picture. When a complex loan lands on her desk, the outcome others miss is the one Patty closes. Her track record of getting challenging loans across the finish line on time has made her a trusted partner for real estate agents, attorneys, and families throughout Essex County.

Outside the office, Patty loves the outdoors — summers at the beach, winters skiing, time spent with family and the animals on her farm. She has lived in Massachusetts most of her life and has deep roots in the community she serves. Her grandchildren are her greatest joy, and her family is the motivation behind everything she does.

Patty Gabriel serves clients throughout the Massachusetts North Shore, including Beverly, Salem, Danvers, Gloucester, Marblehead, Peabody, and Ipswich, as well as statewide across MA and NH. NMLS #23010. Ready to take the first step toward buying or refinancing in Massachusetts or New Hampshire? Start with a conversation with Patty Gabriel at Synergy One Lending.