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Speed
Ease
Expertise
The difference you can SEE

Over 2,100 plus 5 Star Google Reviews5 Yellow Stars
No SSN required. Zero Impact to credit. Your Information is never sold.

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Speed
Ease
Expertise
The difference you can SEE

Over 2,100 plus 5 Star Google Reviews5 Yellow Stars
No SSN required. Zero Impact to credit. Your Information is never sold.

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First time homebuyers can utilize their positive rental payment history to qualify for a mortgage.

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First time homebuyers can utilize their positive rental payment history to qualify for a mortgage.

Work With Us

Speed


Fly through the mortgage process with the utilization of today’s cutting edge technology 

  

Ease


Navigate through the loan process with ease using our next-level app, S1 Connect 

  

Expertise


Explore your financial options with one of the best in the mortgage industry

  

No SSN required. Zero Impact to credit.
Your Information is never sold.

Who We Are

Our focus is providing the best experience to the next generation of home buyers while providing unparalleled support for our employees. We’ve created the Modern Mortgage Experience™, allowing buyers to seamlessly purchase or refinance their homes from their smartphone.

No SSN required. Zero Impact to credit.
Your Information is never sold.

Your Homebuying Journey Starts Here

1

Contact an Expert

Find a loan officer to work with and start an application through our mobile app, S1 Connect

2

Get Pre-Qualified

Submit documentation to assess your qualification criteria and approved loan amount

3

Find a Loan Program

Compare loan scenarios and find the best program for your current financial situation

No SSN required. Zero Impact to credit.
Your Information is never sold.

S1 FinFit Logo

The all-in-one personal finance app

S1 FinFit is a FREE app that provides a roadmap to help you reach your financial and lifestyle goals, no matter how big or small!

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Free Credit Monitoring

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Track your spending

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Thrive with financial tips

HomeBot with Synergy One Lending on an iPad and an iPhone 13

What’s your home worth?

Easily find out your equity position and how much your home is worth by using an automated home value app customized specifically for you.

  • Very Quick and Easy To Do
  • Actionable Data and Info
  • Personalized Calculations
  • Airbnb Rental Potential

Five-Star Customer Experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

94.48%

Net Promoter Score

4.89/5

Average customer review rating

96.65%

Average customer satisfaction rate

30,406

Customer reviews since July 2017

Trusted by thousands for their Mortgage Finance needs.
SEE the difference today!

No SSN required. Zero Impact to credit.
Your Information is never sold.

The Modern Mortgage Experience™

Whether you’re looking for the right mortgage on your next home or you’re refinancing your current one, our next-level app, S1 Connect is designed just for you!

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You have the ability to apply from anywhere

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Track your loan with real-time notifications

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Compare various loans to find your best option

S1L Connect Application

*Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only.

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Safely upload and eSign loan documents

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Easily stay in touch with your loan officer

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View your application from your PC or phone

Our Short Story

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Our Leadership

Believes in delighted customers, inspired employees, and a pristine reputation

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Our Vision & Mission

To humanize and modernize the home lending experience for every homebuyer

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Our Culture

Embodies honesty, transparency, excellence, innovation and empowerment

We Make Mortgages Easy

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Find a Loan Officer

Search for a loan officer or a branch near you

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Apply Now

Start your application and pre-approval today

Get Your Personalized Rate

Provide a few details and we’ll be in touch with your quote.