Who We Are
Our focus is providing the best experience to the next generation of home buyers while providing unparalleled support for our employees. We’ve created the Modern Mortgage Experience™, allowing buyers to seamlessly purchase or refinance their homes from their smartphone.
Your Homebuying Journey Starts Here
1
Contact an Expert
Find a loan officer to work with and start an application through our mobile app, S1 Connect
2
Get Pre-Qualified
Submit documentation to assess your qualification criteria and approved loan amount
3
Find a Loan Program
Compare loan scenarios and find the best program for your current financial
situation
Five-Star Customer Experience
Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.
94.32%
Net Promoter Score
4.89/5
Average customer review rating
96.69%
Average customer satisfaction rate
26,343
Customer reviews since July 2017
What’s your home worth?
Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.
- Quick & Easy
- Actionable Data
- Personalized Calculations

In the News
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Giving a New Generation of First-Time Homebuyers a Competitive Edge
Source: The Denver Post The traditional home purchase system is built on a whole chain of dominoes that...
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Fannie Mae Op-Ed: Making Rent Count
Source: mreport.com Less than a year after Fannie Mae launched a groundbreaking innovation to help more renters responsibly qualify for a...
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Synergy One Lending, Inc. Kicks Off 2022 in High Fashion with the Hiring of Top Producer, Jose Hernandez
San Diego, CA (January 11, 2022) – Synergy One Lending, Inc. kicks off 2022 in high fashion with...
Our Short Story

Our Leadership
Believes in delighted customers, inspired employees, and a pristine reputation

Our Vision & Mission
To humanize and modernize the home lending experience for every homebuyer

Our Culture
Embodies honesty, transparency, excellence, innovation and empowerment