Who We Are
Our focus is providing the best experience to the next generation of home buyers while providing unparalleled support for our employees. We’ve created the Modern Mortgage Experience™, allowing buyers to seamlessly purchase or refinance their homes from their smartphone.
Your Homebuying Journey Starts Here
1
Contact an Expert
Find a loan officer to work with and start an application through our mobile app, S1 Connect
2
Get Pre-Qualified
Submit documentation to assess your qualification criteria and approved loan amount
3
Find a Loan Program
Compare loan scenarios and find the best program for your current financial
situation
Five-Star Customer Experience
Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.
30,142
Customer reviews since July 2017
4.9/5
Average customer review rating
96.87%
Average customer satisfaction rate
94.35%
Net Promoter Score
What’s your home worth?
Find out your equity position and how much your home is worth by using an automated home value portal customized specifically for you.
- Quick & Easy
- Actionable Data
- Personalized Calculations

In the News
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Giving a New Generation of First-Time Homebuyers a Competitive Edge
Source: The Denver Post The traditional home purchase system is built on a whole chain of dominoes that...
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Fannie Mae Op-Ed: Making Rent Count
Source: mreport.com Less than a year after Fannie Mae launched a groundbreaking innovation to help more renters responsibly qualify for a...
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Synergy One Lending, Inc. Kicks Off 2022 in High Fashion with the Hiring of Top Producer, Jose Hernandez
San Diego, CA (January 11, 2022) – Synergy One Lending, Inc. kicks off 2022 in high fashion with...
Our Short Story

Our Leadership
Believes in delighted customers, inspired employees, and a pristine reputation

Our Vision & Mission
To humanize and modernize the home lending experience for every homebuyer

Our Culture
Embodies honesty, transparency, excellence, innovation and empowerment