At Ascend Mortgage Group, Carlos Velez leads with precision, passion, and purpose. With over a decade of experience in mortgage lending, Carlos has built a reputation for delivering clarity, confidence, and speed in every transaction.
His philosophy is simple: education first, pressure never. Every client deserves a clear path, a smooth process, and a loan strategy that supports their long-term goals. From first-time buyers to seasoned investors, Carlos and his team design tailored mortgage solutions that help families move forward — not just into a new home, but into a stronger financial position.
Driven by growth and community, Carlos has shaped Ascend into a trusted local brand known for innovation, transparency, and relationships that last long after closing.
Outside the office, Carlos is a proud father of two — one currently attending Texas A&M University and another in high school, both continuing the family’s drive for excellence. When he’s not cheering them on, he’s often training for his next cycling race, exploring new destinations, or building relationships with local agents and entrepreneurs who share his passion for progress.
“Our mission at Ascend is simple — empower clients, elevate partnerships, and bring momentum to every move.”
